Soldier to Soldier Hawaii

Buying Land in Hawaii

A Guide to Buying Land in Hawaii: An Investment in Paradise

Buying land in Hawaii is a dream for many. After all, who wouldn’t want to own a slice of paradise? But buying land involves more than just choosing the perfect plot. It’s essential to understand the ins and outs of Hawaii’s unique real estate market, land usage regulations, and cultural importance of land stewardship. In this blog post, we provide a comprehensive guide to buying land in Hawaii.

Understanding Hawaii’s Real Estate Market

Hawaii’s real estate market is unique, and land prices can vary significantly. Factors like proximity to the beach, access to amenities, zoning regulations, and whether the land is leasehold or fee simple can all affect the price.

  • Leasehold vs. Fee Simple: In Hawaii, you’ll come across both leasehold and fee simple properties. Fee simple means you own the land outright, while leasehold means you only own the property for a specific period, after which it reverts to the landowner. It’s important to understand the difference as it affects your rights to the property.
  • Zoning Laws: Zoning laws in Hawaii can be complex. It’s essential to understand what you can and cannot do with your land, as these laws dictate everything from building size to land use. You can find more information about zoning laws on the County of Maui Zoning and Enforcement Division website.

Steps to Buying Land in Hawaii

  1. Define Your Needs: First, you need to define your needs and budget. Are you looking for a small residential lot or a large agricultural plot? Do you want to build a home, or use the land for farming or commercial purposes?
  2. Hire a Local Real Estate Agent: Hiring a local real estate agent who specializes in land sales can be incredibly beneficial. They understand the local market and can guide you through the buying process. You can find a local agent through platforms like Hawaii Life or Soldier to Soldier.
  3. Find Your Land: Start searching for your ideal piece of land. Online platforms like Zillow, Trulia, and Realtor.com allow you to search for available land in Hawaii.
  4. Do Your Due Diligence: Once you’ve found a piece of land, conduct a thorough investigation. Check for any building restrictions, land usage regulations, or potential hazards like flooding. Also, consider getting a land survey and a soil test.
  5. Secure Financing: Land loans are different from home mortgages and can be more challenging to secure. Local lenders like First Hawaiian Bank or Bank of Hawaii may offer land loans. You could also consider speaking with a mortgage broker.
  6. Close the Deal: Once you’ve done your due diligence and secured financing, you can close the deal. Your real estate agent and attorney can guide you through this process.


Buying land in Hawaii is a significant investment and a unique opportunity to own a piece of paradise. It’s essential to understand Hawaii’s unique real estate market, zoning laws, and cultural values when purchasing land. As always, working with a knowledgeable real estate agent can make the process smoother and more successful. Good luck with your land-buying journey in Hawaii

Celester Thomas

Company Blog – Soldier to Soldier Hawaii Realty

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